NOTICE OF PRIVACY POLICY AND INSURANCE INFORMATION PRACTICES OF MJ KING SURETY & INSURANCE SOLUTIONS
We value your business. We also realize that you value your privacy.
Although it is necessary to collect information in order to search for the best insurance quotes, we do not share the information collected. The following notice describes our policies and practices with regard to collecting and disclosing nonpublic personal information about our customers and former customers.
Confidentiality and Security of Your Nonpublic Personal Information
We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information contained in our records. We restrict access to nonpublic personal information about you contained in our records to our employees who need to know that information to provide products or services to you.
Categories of Information That We Collect
We collect nonpublic personal information about you from the following sources:
- Information that we receive from you on applications and other forms;
- Information about your transactions with our affiliates, others or us
- Information that we receive from a consumer protection agency;
- Information that we receive when you visit us through the Internet.
Categories of Parties to Whom We May Disclose Information
We may disclose nonpublic personal financial information about you to our affiliates. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted or required by law.
Accuracy of Your Nonpublic Personal Information That We Possess
We strive to maintain the accuracy of your information. In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any of your information in our possession is inaccurate you may request that we amend, correct or delete the information that you believe to be erroneous. If we concur with your conclusion, we will amend, correct or delete the information in question. You may write the agency at the address below to receive our complete policy on accessing and amending your nonpublic personal information contained in our records.
Changes to Our Notice of Privacy Policy and Insurance Information Practices
We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.
PRIVACY NOTICE – NO SHARING
Privacy Policy:
Message senders may be required to have an acceptable Privacy Policy when registering 10DLC campaigns. The most important aspect of the Privacy Policy mandates clearly describing how consumer data will be used and shared (if applicable), and how consumers can contact the message sender. A compliant Privacy Policy for 10DLC messaging should include the points below to help ensure that campaign registration and vetting are successful.
Please also ensure you link to your privacy policy and terms and conditions in the Campaign Details section when registering your campaign. This will allow for quicker location of these items, resulting in a more streamlined vetting process. Consent
When a campaign is being vetted, the language presented in a sender’s Privacy Policy is heavily scrutinized to ensure the message sender doesn’t improperly claim to have the consumer’s consent to share end-user data with third parties for marketing purposes. While it’s permissible for a business to share end-user data essential for business operations, the fundamental practice of sharing data to sell consumer information (leads) to third parties is a prohibited campaign type and will be rejected.
Privacy Policies are reviewed during vetting to ensure consumer data isn’t transferred among various organizations. To successfully address these requirements, we recommend adopting and including a process in the Privacy Policy that demonstrates senders will refrain from sharing information consumer data. Example: “Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.”